Berger weighs in on Cordray stepping down
CFPB Director Richard Cordray announced in an email to CFPB staff Wednesday that he plans to step down from his post before the end of the month. NAFCU President and CEO Dan Berger thanked Cordray for his service and encouraged future leadership to consider the unique and positive role credit unions play in the financial marketplace when creating new regulations.“NAFCU appreciates CFPB Director Richard Cordray’s willingness to meet with credit unions and hear their concerns about the impact of the CFPB’s rules,” said Berger. “We continue to believe that credit unions should never have been lumped into the same regulatory bucket as the big banks and look forward to continuing to work with new leadership to address credit union issues.”“Credit unions support and believe in consumer protection, and did not engage in the abuses that led to the creation of the CFPB. Nonetheless, they have been unfairly swept into the tidal wave of new regulations that have come out of the Bureau,” Berger added. 12SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »
ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading » Interest-rate risk is a core competency, not only for directors, but for their credit unions, says Brian Smith-Vandergriff.“If you do interest-rate risk well, you can be a better credit union,” Smith-Vandergriff, a partner at Financial Management Services Inc., said during a breakout session at the 2019 CUNA Finance Council Conference in New York City on Monday. “It you don’t do it well, you might as well divide up the capital and return it to the members. It’s inherent to who we are as credit unions.”Smith-Vandergriff says interest-rate risk should not be “a regulatory pacifier,” but something credit unions use to make decisions.
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The man, recognized by the Straits Times as one of the Asians of the Year in 2018, often took to his Twitter account @Sutopo_PN, which still has more than 200,000 followers to this day, to share up-to-date information on disasters. He was also known among journalists for his data-based answers during media briefings.”The public has expressed dismay over the ‘crisis management speech’ of Pak [Health] Minister Terawan [Agus Putranto]. What he said was right, but the way he expressed it did not convince the public,” Ismail of Drone Emprit said.TREN penyebutan ‘Sutopo’ meningkat sejak 2 Maret 2020.Ini saat yang sama ketika Presiden @jokowi mengumumkan ada 2 orang penderita #COVID19 dari Depok. pic.twitter.com/eYiwHUdj3x— Ismail Fahmi (@ismailfahmi) March 4, 2020As an example, he quoted a tweet from musician Ananda Badudu that read, “We all miss the late Pak Sutopo”. The tweet, which has been retweeted almost 50 times, was posted in response to another tweet criticizing Terawan’s press briefing on the confirmed coronavirus cases.Meanwhile, Twitter user @bawonot wrote, “With all due respect, Mr. Terawan [and all government officials] should have learned one or two things from the late Mr. Sutopo’s playbook on how to handle public communication properly. There is a time and place for jokes and [unnecessary] comments, Sir.”With all due respect, Mr. Terawan (and all goverment officials) should have learned one or two things from the late Mr.Sutopo’s playbook on how to handle public communication properly.There are time and place for jokes and (unnecessary) comments, Sir.🤦♂️— Tejo B. (@bawonot) March 2, 2020User @goldydharmawan tweeted, “In a critical time like this, I miss Pak @Sutopo_PN. The one who can publicly explain things as clearly as possible in the easiest manner that most people can comprehend.”In a critical time like this, I miss pak @Sutopo_PN.The one who can publicly explain things as clearly as possible in the easiest manner that most people can comprehend.— Goldy Dharmawan (@goldydharmawan) March 2, 2020 The government’s recent handling of COVID-19 has spark nostalgia online for the late National Disaster Mitigation Agency (BNPB) spokesperson Sutopo Purwo Nugroho, who dedicated his life to relaying information to the public when disasters struck.Big data consulting company Drone Emprit founder Ismail Fahmi said on his Twitter account that tweets about the late Sutopo had spiked since President Joko “Jokowi” Widodo confirmed Indonesia’s first two cases on Monday.Sutopo gained renown as a source of reliable information during the country’s bleakest moments, even after he was diagnosed with stage 4 lung cancer in late 2017. He passed away at the age of 49 while receiving treatment in China in 2019. Facing sharp public criticism, the government appointed on Tuesday Disease Control and Prevention Directorate General secretary Achmad Yurianto as the spokesperson for all coronavirus-related matters.Read also: ‘It’s our nation’s right to rely on the Almighty’: Minister justifies calling for prayers in coronavirus battleIndonesian Public Relations Firm Association (APPRI) chairperson Jojo S. Nugroho said Yurianto’s appointment, despite coming too late, was a good step toward ensuring effective communication that could cut across the widespread misinformation about the virus as well as the efforts of some politicians to seek publicity by issuing baseless statements. He also urged the government to form a specific crisis management team in anticipation of a domestic outbreak.”Preparations should have been made since late December 2019 when the outbreak was first reported. However, it was not handled seriously […] a crisis communication team was not formed to anticipate the outbreak. As a result, hoaxes have spread and the government has instead been busy clarifying misinformation,” he told The Jakarta Post.He said the public’s criticisms of Terawan were justified, as the minister’s statements did not carry a “sense of crisis”, both in content and in gesture.”Quoting WHO director general Tedros [Adhanom], our biggest enemy is not the virus itself, but fear, rumors and stigma. Our strengths should be in facts, scientific explanation and solidarity,” he said.Topics :
6/43 North Quay, Scarborough“Even though (the units) are more than 15 years old, they were built with quality in mind,” Mr Smart said.The median sale price for a unit in Scarborough was $485,000 to the year ended October 2017, according to the latest CoreLogic market trends data.A couple from Papua New Guinea bought this property after more than six weeks on the market following a slow period.“December was a little bit slower than we had expected it to be,” Mr Smart said.However, he said it was starting to ramp back up following the Christmas period. 6/43 North Quay, ScarboroughAN apartment overlooking the marina has sold for $625,000 at Scarborough.Professionals Woody Point salesman Paul Smart said it was rare to sell units in the area for such a high price but this particular one was a standout.“Once you get above $600,000, there are less buyers in that category,” Mr Smart said.“What really sold this was its uniqueness – it’s very different.”More from newsLand grab sees 12 Sandstone Lakes homesites sell in a week21 Jun 2020Tropical haven walking distance from the surf9 Oct 2019The three-bedroom unit is in a complex of 12 and has access to a private rooftop terrace with views over Deception Bay and the marina.
But while investors may be increasingly interested in farmland, according to the survey, it currently represents only 1.3% of their portfolios. However, several large institutions now invest in farms, including sovereign wealth funds such as Temasek and the China Investment Corporation.Aquila’s study shows that, historically, the three most popular investment vehicles to access farmland have been specialist investment funds with 53%, ahead of closed-end funds with 40% and club deals/co-investments with 20%. Of those that have invested in farmland over the past 10 years, however, 57% said they were disappointed with the performance of closed-end funds, 42% with specialist investment funds, 29% with club deals and 14% with direct ownership of farms.This has forced a rethink in the investment models used by investors. Aquila Capital’s response has been to offer co-investment structures that give farmers a share in the operation to align investor and manager interests, rewarding farmers for high performance while giving them access to capital. Detlef Schoen, group head of farm investments at Aquila Capital, said: “The study highlights that one of the issues with funds in the agricultural sector is the lack of track records and realised returns.”Hornibrook agrees with this – citing lack of track record and education as the two main reasons why interest in the asset class continues to outweigh any actual commitments made.He said: “It is not an easily investable asset class for investors. It is not like infrastructure, where mega projects allow investors to allocate large amounts of capital. Because it is such a fragmented sector, we are typically aggregating a number of small assets into investable parcels.“The number of managers that have funds acceptable to institutions is also limited. However, if they wait for the track record and a large universe of institutional quality managers, the question is whether the return profile will be the same.”Hornibrook recommends investors diversify geographically and climatically to reduce weather risk and matching an investor’s appetite to risk relative to geography.He believes investors can avoid negative headlines related to land-grabbing and similar issues by investing in well-established agricultural markets.Aquila surveyed 71 European and UK institutional investors in October. Farmland is an increasingly popular asset class – but one that comes with its own type of challenges.Tim Hornibrook, executive director at Macquarie Agricultural Funds Management, Macquarie Infrastructure and Real Assets, told IPE: “Historically, agriculture has been portrayed by the media quite negatively, whether it has been about price volatility, extreme weather events or the average family farmer struggling to make ends meet. That has in some ways tainted people’s perception of the sector.“But the macro-environment for agriculture is a very attractive one, and those risks, while they can never be removed, can be managed. While the price is going to vary year to year due to predominantly environmental factors, it is the long-term demand that is attracting people to the sector. The asset class also has a relatively low correlation to financial assets and an attractive return profile as a standalone asset, with the majority of the balance sheet actually appreciating.”Hornibrook’s comments come in the wake of the research study by Aquila Capital, which revealed that 23% of institutional investors are looking to increase their exposure to farmland over the next year, while a further 74% will maintain farmland investment at current levels. 
Nigeria Football Federation has denied recent rumour that former Super Eagles player, Daniel Amokachi, had replaced Bitrus Bewarang as Technical Director. Yusuf Fresh, who is also member of the CAF Technical and Development Committee, commended His Excellency, President Muhammadu Buhari GCFR, for appointing Amokachi as ambassador of Nigerian Football, saying that “Mr. Amokachi richly deserves this appointment as someone who served our dear nation meritoriously on the field of play as a player and coach.” Olajire added that “while the NFF does not and will not foreclose the possibility of a major role for Ambassador Daniel Amokachi in the federation in the future, the truth is that presently, such an appointment has not been made. Read Also:Kanu questions NFF over new Super Eagles kits “Ambassador Amokachi no doubt deserves all the regard and respect befitting his new role as an ambassador. He should not be dragged into needless controversies such as this. The NFF, once more, enjoins the generality of the media to retain the important work ethic of fact-checking and verification, and beware of empty wildfires lit by obscure online cells that lack any iota of credibility.” FacebookTwitterWhatsAppEmail分享 In a statement released by NFF’s Director of Communications, Ademola Olajire on Wednesday, it re-affirmed that Mr Bitrus Bewarang remains the Technical Director of the football –governing body, and that at no time has the body called for applications from candidates for his position, not to talk of appointing anyone into the post. “This clarification becomes necessary against the background of wide-circulating but totally misleading reports of the appointment of Mr. Daniel Amokachi, a former Super Eagles captain and coach, as head of NFF technical department,” Chairman of the NFF Technical and Development Committee, Alhaji Yusuf Ahmed Fresh, said in Abuja on Wednesday. “The NFF has been bemused by this unfounded story, which no doubt must have embarrassed Mr. Amokachi himself.”Advertisement Promoted ContentThe Very Last Bitcoin Will Be Mined Around 2140. Read More5 Of The World’s Most Unique Theme Parks9 Facts You Should Know Before Getting A Tattoo8 Best 1980s High Tech GadgetsWhat’s Up With All The Female Remakes?Which Country Is The Most Romantic In The World?The 10 Most Irresistible Asian ActressesBirds Enjoy Living In A Gallery Space Created For ThemBest & Worst Celebrity Endorsed Games Ever MadeSuperhero Castings That People Hated But Were Amazing8 Things You Didn’t Know About Coffee6 Ridiculous Health Myths That Are Actually True Loading… 
Promoted ContentBirds Enjoy Living In A Gallery Space Created For Them7 Mind-Boggling Facts About Black HolesSome Impressive And Almost Shocking Robots That ExistBest & Worst Celebrity Endorsed Games Ever Made2020 Tattoo Trends: Here’s What You’ll See This YearWho’s The Best Car Manufacturer Of All Time?8 Weird Facts About Coffee That Will Surprise YouWhat Happens To Your Brain When You Play Too Much Video Games?Top 10 Most Romantic Nations In The WorldThe Best Cars Of All Time9 Facts You Should Know Before Getting A Tattoo10 Inventions That Prove Humanity Is Failing Badly Leicester City midfielder, Wilfred Ndidi, has expressed his joy after reuniting with his teammates at the club training facility. For over two months, Premier League players including Ndidi were restricted to indoor training in their homes during the lockdown imposed by the UK government to contain the spread of the coronavirus. The English top-flight authorities announced that the 2019-20 season will restart on June 17 during the week, while clubs have been granted permission to begin contact training after social distancing practices in the last two weeks. The combative midfielder, who welcomed a baby girl with his spouse earlier this month, said he is “really happy” to see his teammates again and manager Brendan Rodgers, who revealed his battle with the virus. “I’m so glad because [after] staying home for so long, training alone, I’m so happy to see the boys, to see everyone in the training ground,” Ndidi told the club’s official website. “It has been amazing because seeing these guys, everyone is okay. So, we’re really happy to be back. I’m really, really happy to see these boys and see the manager and everyone at the club. “First, we started [training on our own] and then we went into groups of five. So, [in] the groups of five, there was no contact. It’s just some distance, two metres apart. “Or even more [distance] because you do different drills, you know. So, the good thing is seeing these boys, you get the feeling that everything is coming back, trying to become normal. “It’s a good feeling. And then the training is getting back and we’re getting used to distancing and training. It has been amazing seeing the boys and giving Bluetooth hugs to everyone!” Loading… Before the suspension of the Premier League in March, Ndidi was unarguably one of the outstanding players in Rodgers’ team. His ball-winning skills and his contribution of two goals after 23 league appearances so far helped the Foxes climb to third on the table with the hope of playing Champions League football next season. The Super Eagles midfielder explained that fitness programmes sent by the club have helped him stay in shape ahead of their first game since March 9, when they defeated Aston Villa 4-0. “They’ve really helped me because those plans were just trying to help you stay in shape, trying to keep you fit ahead of what we’re doing now,” he continued. “It really helped me because, psychologically, I’m always ready; ready and just trying to improve myself, you know. So, I’d say it has really helped me. read also:Chelsea rival Real Madrid for €40m Leicester star Ndidi “Training with the other guys now, you see some guys faster than you, so you try to push and try to catch up because you follow the pace of someone even better than you. You have to give 100 percent. “I would say we’re ready because even during the lockdown, everyone was working at home. So, we’re always ready and we’ll just see what comes next. “We’re just working hard. Everyone is keeping fit, working hard and the mentality is great, so we’ll just see what comes in the coming days.” FacebookTwitterWhatsAppEmail分享 
SULLIVAN — This year’s Mountain View Youth Sports Winter Fest will be held Feb. 11 at Sullivan’s Flanders Pond.An ice-fishing derby will be held from 5 a.m. until 5 p.m., and there will be three categories from which contestants can win prizes. The day also will feature sledding, a 50-50 raffle, four-wheeler racing, live entertainment and concessions. Proceeds from concessions will go to the Phillip Carter Reading Foundation, and all others will go toward Mountain View Youth Sports.Tickets are available at Tideway, Young’s, Hancock Grocery and Franklin Trading Post. The entry fee for the ice-fishing derby is $10, and full rules for the competition will be available at Flanders Pond’s public beach on the day of the event.This is placeholder textThis is placeholder text
PLENTY OF EXPERIENCE: Senior leadership has been on display for both teams this year. Luka Garza, Joe Wieskamp and Ryan Kriener have collectively accounted for 59 percent of Iowa’s scoring this season and 63 percent of the team’s points over its last five games. For Penn State, Lamar Stevens, Mike Watkins and Myreon Jones have scored 51 percent of the team’s points this season, including 67 percent of all Nittany Lions points over their last five.LIKEABLE LAMAR: Stevens has connected on 27.2 percent of the 81 3-pointers he’s attempted and has made 4 of 15 over the last five games. He’s also made 73.2 percent of his free throws this season.STREAK STATS: Iowa has won its last 12 home games, scoring an average of 81.9 points while giving up 65.9.PASSING FOR POINTS: The Hawkeyes have recently used assists to create buckets more often than the Nittany Lions. Iowa has an assist on 46 of 78 field goals (59 percent) over its past three contests while Penn State has assists on 30 of 65 field goals (46.2 percent) during its past three games.DID YOU KNOW: The Penn State offense has recorded a turnover on only 16.5 percent of its possessions, which is the 30th-lowest rate in the nation. The Iowa defense has forced opposing teams to turn the ball over on just 18.1 percent of all possessions (ranked 257th among Division I teams).___ Associated Press No. 16 Penn State looks to knock off No. 18 Iowa February 27, 2020
Share This StoryFacebookTwitteremailPrintLinkedinRedditNo. 16 Penn State (21-7, 11-6) vs. No. 18 Iowa (19-9, 10-7)Carver-Hawkeye Arena, Iowa City, Iowa; Saturday, 12 a.m. ESTBOTTOM LINE: No. 16 Penn State goes for its fifth straight win vs ranked opponents against No. 18 Iowa. Penn State’s last loss vs a ranked opponent came against the then-No. 6 Ohio State Buckeyes 106-74 on Dec. 7, 2019. Iowa lost 78-70 at Michigan State on Tuesday. For more AP college basketball coverage: https://apnews.com/Collegebasketball and http://twitter.com/AP_Top25___This was generated by Automated Insights, http://www.automatedinsights.com/ap, using data from STATS LLC, https://www.stats.com