9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Yesterday, we took a look at Part 1 of our Top 10 Community Posts of 2017. Here’s Part 2 as we prepare for 2018!Why my credit union is no longer my PFIBy. Joe Winn, GreenProfit Solutions, @JoeCUGeekFour signs you should not be a leaderBy. Laurie Maddalena, Envision Excellence LLC, @cuexeccoach Are you confused by this simple grammar rule?By. Lorraine Ranalli, Credit Union Network for Financial Literacy, @LorraineRanalliOut with skimming, in with shimming?By. Ashley McAlpine, CO-OP Financial Services, @COOPFSThe CFPB’s payday lending rule is a grand slam for credit unionsBy. Beth Planakis, Velocity Solutions Inc, @GoMyVelocityIf you missed Part 1 yesterday, click here!
If you are one of those people who would never dream of traveling by way of anything less than a 5-star hotel, enjoying only the finest of dining, you can stop reading right now. Of course, you are missing out, but hey, some adventures just aren’t for everyone.On the other hand, if you’ve ever thought it might be fun to travel a bit, stopping for the night whenever you want, sleeping in your own bed, using your own bathroom, choosing to eat in, or enjoy a meal out … this article is for you.Sometimes cost is just not a consideration. Sometimes the options are just that limited, and you have to bite the bullet and spend a small fortune to cross one more item off your bucket list. Sometimes however, there are too many options and it’s nice to know where you can save a bit without sacrificing your vacation.Here’s a quick cost comparison to help get you up and on the road for that much needed summer road trip.Option 1 – Drive your own car and stay in hotels.Option 2 – Drive your own car and stay in Airbnb’s.Option 3 – Own your own small motorhome.Option 4 – Rent a small motorhome.Of course, there are many pros and cons to each of these, but for simplicity, this article with focus solely on cost.According to a 2015 article by Darrow Kirkpatrick, (and the numbers haven’t changed much), owing a small RV (under 25 feet), is the clear winner. Of course, you may not want to run right out and buy one if you have doubts that you will like it. Perhaps then a quick rental would serve you well until you know your tastes. At any rate, if you don’t plan on driving any more than 200 miles a day, here’s how the number stack up.If you already own an RV, pack her up and hit the road!If you are considering buying an RV, buy small and gently worn, but don’t get caught up in expensive financing and debt. You can purchase a quality used RV that’s only a few years old for nearly half the original sales price. Since they tend to hold their value well, you won’t be out much when you’re ready to hang up those traveling shoes, sell the RV, and start enjoying vacations by way of cruise liner.A $1,000 vacation in your own RV would average about $1,250 if you go AirBnB, $1,500 car/hotel/restaurant, and $2,000 in a rental RV. Now these number don’t demonstrate a huge difference so really you can just go by your mood. As the price of your vacation goes up however, so does the savings. Consider that a $3000 trip in your own RV would cost you $6000 in a rental. Now that’s substantial savings!This should take some of the mystery out of your next vacation. Now you can spend your valuable time planning all the sites you’d like to see and taking notes on amazing new food opportunities from Diners, Drive-Ins, and Dives. 234SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Derek San Filippo Derek is a freelance writer who spends his off time either working with his rescue animals or writing children’s books. He lives in San Diego with his beautiful wife … Web: www.financialfeed.com Details read more
Ecommpay’s Anthony Medica: How fast payouts are key to boosting customer loyalty April 22, 2020 The first year for ad:s – Sportradar’s marketing service built for betting February 4, 2020 Share Share Related Articles StumbleUpon Submit NSoft or strict rules: Outcome-based vs prescriptive regulation March 10, 2020 In 2012, ECOMMPAY spotted a “gap in the market” for gaming-focused payment service providers by launching a bespoke solution that could be customised to each client’s business needs.Six years on, the firm’s Head of Operations and Customer Relations Arthur Gots sat down with SBC News to discuss the outdated ‘one-size-fits-all’ model, evolving within a tighter regulatory landscape, playing a supporting role in the acquisition of millennials, and targeting “deeper regional penetration” through an understanding of preferred payment options from one region to another.SBC: What inspired the launch of the company back in 2012?AG: The core founding principle behind ECOMMPAY has always been the desire to simplify payments for both the client – operator, in this case – and consumer, ensuring a tailored approach, security, and maximum convenience every step of the way.The company was initially founded to address a gap we noticed in the market. More than six years ago, when we were just starting out, the majority of companies in our space were offering out-of-the-box payment solutions. A bespoke payment solution, customised to each client’s business specifications, ensured that operators could capitalise on the areas which those one-size-fits-all solutions missed.SBC: ECOMMPAY has increased its staff count to more than 500, from just 10 in 2012; what gave you the confidence to support such growth?AG: The industry we operate in is constantly evolving, so we have to evolve in parallel. As competitors recognised the value of our tailored approach and began replicating it, we adapted and continue adapting. The shifting demands of players determine our priorities, as operators will no doubt be demanding new functionality in response.The simple answer is that the more work we do, the more work there is. There are endless new challenges to tackle, requiring more and more brainpower. Though we’ve grown quickly as a result, we never lose sight of our objectives and continue to ensure that each new member of our team shares our mission, vision, and values.SBC: What key regulatory challenges have been thrust upon payment providers in recent years? AG: In addition to the usual suspects – compliance to PCI DSS, FCA licensing – our biggest challenge was navigating the two regulatory initiatives that came into force this year: Revised Directive on Payment Services (PSD2) and the General Data Protection Regulation (GDPR). When our company was founded, the regulatory landscape was still quite hazy, but recent years have seen the introduction of multiple regulations, both country specific and pan-European, as well as updates to outdated legal frameworks. Wanting to establish our reputation for being reliable and secure, we ensured that we were fully compliant with the regulations in each of the jurisdictions we operate in.As a result, we became well-versed in licensing requirements, which enabled us to advise clients. We also understood the importance of preparing for incoming regulation ahead of time, adapting our processes in a timely manner. This knowledge and experience were invaluable to informing our approach to this year’s regulatory requirements. We became fully compliant ahead of the final deadline and were therefore able to offer clients our advice based on our own experience.SBC: What role does the payment solutions provider have in attracting the millennial generation?AG: We are not responsible for attracting players in the straightforward manner – with ads, marketing, etc. Rather, we customise the payment process, including the customer experience, risk management technologies, access to additional geographical markets, to each operator and their audience. For a free-to-play online game, we provide an iFrame payment page that matches the look and feel of the game. Additionally, we can add value with payment products such as tokenisation (security), OneClick Payment (conversion), and alternative payment methods (market access).Meanwhile, for a betting operator, we combine several approaches. To ensure an omnichannel experience, we adapt our payment page to multiple devices. For convenience, we introduce OneClick Payment. To broaden the operator’s geographical reach, we add selected alternative payment methods in addition to standard card acquiring.SBC: Finally, what sort of payment methods hold prominence today that were not around when you first started out?AG: As mentioned previously, the payments industry is constantly evolving. This is particularly visible when observing the changing consumer payment preferences by geographical region. In the EU, for example, cards continue to dominate, but several local alternatives have arisen in recent years. Operators working in those territories must ensure that they provide preferred payment options if they are targeting deeper regional penetration. In Asia-Pacific, WeChat and Alipay are the biggest brands, but largely due to their prominence in China. As the region is quite diverse, other countries have different preferences. Therefore, each country – much like each operator – needs a unique, tailored, individual approach. read more
Asante Kotoko have confirmed their CAF Champions League 1/16th stage first leg match against Mouloudia Club d’El Eulma will be played on Saturday, March 14, 2015 in the city of Eulma in AlgeriaThe match will be played at 1700hrsGMT at the Stade Messaoud Zougar as scheduled by CAFThe Algerians eliminated their Ethiopian opponent, St. George on a 2-2 aggregate, winning the first leg 1-0 at home before losing 1-2 in Addis Ababa.Kotoko on the other hand reached this stage following the withdrawal of their Sierra Leonean opponent, East End LionsIn other fixtures:Mouloudia Club d’El EulmaTBDAsante KotokoMore Enyimba FCTBDSmouhaSemassi F.C de SokodeTBDClub Sportif SfaxienMoreAPR FCTBDAl Ahly Sporting ClubMoreMamelodi SundownsTBDTP MazembeMoreU.S.M AlgerTBDA.S PikineMoreGor Mahia FCTBDAC Leopards de DolisieMore Coton Sport FCTBDS.M Sanga BalendeMoreMangasportTBDStade MalienMoreZesco United FCTBDAS KaloumMoreE. S. SetifienneTBDEmptyCountryMoreEl HilalTBDBig Bullets Kaizer ChiefsTBD read more